I'm looking into getting health insurance, or some sort of major medical, now that I am starting to race. I spoke with an insurance broker, and I was told there is no insurance available that covers an on track racing accident. Or if I had regular health ins. or major medical, and got hurt racing, I would not be covered, because I am choosing to put myself at risk. Anyone have any experience or knowledge in this area? Everyone says to get health insurance if you're racing, which is a no brainer, but if it doesn't cover racing accidents, what's the point! And who all is going to call there insurance company to find out they are not covered in a racing accident? There's gotta be something out there????